Bottom-line oriented manager. Extensive experience in technology acquisition and deployment, data processing conversions, operations consolidations, EDP audits, and telecommunications technologies. Broad background in check processing platforms, platform systems, and communications networks, including emphasis in acquiring and deploying new technologies to reduce cost and to improve service for banks varying in size from de novo to over thirty billion in assets. Employment experience includes twenty years of banking and consulting with bankers, four years in business acquisitions, four years teaching at two major universities, and one year as Financial Economist with the Federal Reserve Bank of Atlanta. Master of Arts plus post-graduate course work in Industrial Organization, Operations Analysis, Data Processing Technology, Price Theory, and Money and Banking. Specialized training in conflict resolution through mediation.